Our Profit Sharing Trust Plan

This plan differs from traditional pensions. P&G puts stock each year into your retirement account instead of paying out a set dollar amount based on salary and years with the company. P&G's contribution starts at 5% and goes to a maximum of 25%. It does not cost anything to participate in the plan and P&G pays the full administration cost. Plus, the Plan gives you the opportunity to contribute additional money to your PST account on a pretax basis through 401(k) salary contributions. The amount of the Company contribution to your account is not determined or affected by the amount of pretax salary you contribute. The Company wants employees to build wealth as the Company prospers financially. P&G created our Shareholder Investment Program to accomplish that objective. Through this program, we offer you the opportunity to purchase Company stock through payroll deductions or cash payments to all employees.

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